Systematic analysis of software licensing models and their implications for banking applications
Posted: Dec 19, 2006
Abstract
The selection of appropriate software licensing models represents a critical strategic decision for financial institutions, yet existing literature largely treats software licensing as a generic procurement consideration rather than a domain-specific challenge with profound implications for operational resilience, regulatory compliance, and financial stability. Banking applications operate within a uniquely constrained environment characterized by stringent regulatory requirements, extreme security sensitivities, and operational demands that far exceed those of typical enterprise software deployments. Traditional licensing evaluation frameworks, which predominantly focus on cost optimization and feature availability, fail to account for the specialized considerations that govern banking technology decisions. This research addresses this significant gap by developing a comprehensive analytical framework specifically designed to evaluate software licensing models through the lens of banking application requirements.
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