Advanced frameworks for managing cybersecurity risks in interbank payment and settlement systems

Posted: Oct 28, 2025

• Dr. Lucas Petrova
• Dr. Lucas Silva
• Dr. Lucas Weber

Abstract

The global financial system's stability heavily depends on the security and reliability of interbank payment and settlement systems, which process trillions of dollars daily. These critical financial infrastructures face increasingly sophisticated cyber threats that could potentially trigger systemic financial crises. Traditional cybersecurity approaches have proven insufficient against advanced persistent threats and the emerging risk posed by quantum computing capabilities. The conventional cryptographic standards underpinning current financial systems, including RSA and elliptic curve cryptography, will become vulnerable to quantum attacks within the foreseeable future. This research addresses this critical gap by developing a comprehensive framework that integrates quantum-resistant cryptography with advanced behavioral analytics and distributed ledger technology.